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					HOMEPAGE/:   pensions insurance assurance endowments mortgages inheritance   guides: Guide to Getting a Mortgage How to Avoid Inheritance Tax Introduction to Personal Pensions Choosing a Credit Card   other useful sites legal statement submit a site   reference: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z   references: ABI Association of British Insurers Accident sickness and unemployment ASU Accidental Death Benefit Can be Accrual Rate Rate at which ACD Authorised Corporate Director of Act of God An accident Actuary A professional person trained A Day April Pensions Reform ADD Accidental Death and Dismemberment Additional Borrowing The extra money Advance total amount of the AER Annual Equivalent Rate the Affinity Card A credit card Agent b Someone who acts All in one mortgage A All Risks Policy Contents insurance Allocation Rate The percentage of All Share Index All the Alternative Investment Market An index AMRA Access to Medical Records Analyst Person who studies particular Annual Percentage Rate APR the Annual Management Charge A charge Annuity b regular payments made Appointed Representative This is a APS Scheme Approved Profit Sharing Arrangement fee a payment made Assurance a href http www Assignment The transfer of one ATM Automated Teller Machine more AVC Additional Voluntary Contributions the Bankers Draft a guaranteed payment Base Rate Interest rate set Basic State Pension The standard BBA British Bankers Association the Bear Market A market that Beneficiary The person who is Benefits The money payable to Benefits in Kind Benefits other Bequest A sum of money Bid Offer Spread The difference Bid Price The price at BGC Bank Giro Credit a Blue Chip Stocks shares in Booking Fee administrative fee charged Bond Issued by companies to Bond Fee A type of Bonus Account A savings account Breakdown Cover If your car Bridging Loan If a house Broker An agent who brings Budget Card A store card Buffer Zone A charge free Building Society A financial institution Buildings Insurance cover taken out Buildings And Contents Insurance A Bull Market A market that Buy To Let type of Cancellation Clause A provision in Capital When investing this is Capital And Interest Mortgage see Capital Gains Tax CGT b Capital Share A share in Capped Rate Mortgage a variable Cashback an amount paid back Cash ISA An account that Cash Plan Pays out cash Cash sum at retirement The Cash Surrender Value The amount CAT Short for Charges Access CAT standard A voluntary standard Caveats Conditions attached to an CCA Consumer Credit Act UK CCJ County Court Judgment a Certified Share A share for CHAPS Payment Clearing House Automatic Claim An application for compensation CML Council of Mortgage Lenders Collective Investments The money of Commission An amount paid by Commutation See quot Cash Sum Company Pension A pension scheme Company Representative A financial adviser Completion when the sale of Compound Interest This is interest Comprehensive Insurance This is a Conclusion of missives term used Conditions Provisions in an insurance Consequential loss A financial loss Consolidation loan A loan taken Contents insurance covers the value Contract legal agreement between the Contribution limits Restrictions that limit Consumer credit act UK legislation Conveyancing The legal work usually Cooling off period A period Corporation tax A tax payable Cover Protection provided by an Cover note A temporary certificate Credit Allows you to buy Credit score an assessment made Credit insurance Pays your monthly Credit search a search carried Credit rating A score awarded Crest The settlement system for Critical illness cover insurance where Current Account Mortgage A type Custom and Exercise A government Curtailment Cutting and activity short Daily interest interest rates are Date of entry term used Death Benefit A life insurance Death in service benefits Usually Debt consolidation loan loan taken Decreasing Term Insurance Life insurance Deeds fee An administration charge Deferred Period See Excess Period Decreasing term assurance insurance a Deposit the amount of money Dental Plan A policy that Dependant An individual a spouse Dependent s pension A pension Deposit account An account with Depreciation the decreasing value of Derivatives A collective name for Direct debit A procedure that Disability Physical or mental condition Disbursements solicitor s expenses Disclosure The duty of any Discount broker A person who Discount rate mortgage a reduced Dividend money paid out to Early redemption fee a charge Earnings cap The upper limit Earnings limit lower The minimum Earnings limit upper The maximum Earnings per share An indicator Effective date The date on Eligibility date The date at Employee share scheme A scheme Endorsement An amendment to an Endowment mortgage a href http Endowment policy a href http Equity the value of a Equities Stocks and shares in Equity release when a new Estate A person s money Estate agency fee the commission Excess The amount of money Excess period The time you Exchange of contracts a legally Exclusions Specific situations or conditions Execution only where the company Executor The person nominated to Final salary scheme a type Financial Ombudsman Service Independent body Financial year The months that Fiscal policy Government policy on First time buyer a borrower Fixed premiums Costs for an Fixed rate loan mortgage where Flexible loan A loan that Flexible mortgage where the borrower Flotation When a company joins Footsie Another name for the Freehold when the land on Friendly society A financial organisation FSA a href http www FTSE Where shares and equities FTSE index An index of FTSE index Similar to the Fund A general term for Fund manager a person employed Further advance When you borrow Gazumping when an offer on General Insurance Standards Council GISC Gilt a government bond or Gold or Platinum cards Credit Gold or premier account A Grace period A period after Gross interest interest earned on Ground rent an annual fee Guaranteed growth bonds Fixed term Guaranteed Income Bonds A type Health insurance insurance cover providing Hedging A strategy used to Higher rate tax Under U High interest cheque account An High lending fee mortgage indemnity Home insurance insurance to protect Homebuyer s report an optional HP Hire Purchase a method IASA Instant Access Savings Account IFA Independent Financial Adviser a Illustration An estimation of the IMRO No longer exist all In arrears Money which you Income multipliers a calculation used Income protection insurance policy see Income tax tax paid on Income share A share in Indemnity policy Home contents insurance Index Linked Money usually premiums Index Linked Certificates A form Index Tracking A type of Indexation A method by which Individual Savings account A type Inflation the percentage increase or Inheritance Tax IHT This tax Initial Charge A one off Inland Revenue The Inland Revenue Instant Access Account A savings Insurance u a href http Insurance premium tax Tax imposed Insured A person or organisation Insurer The party to an Intermediary A person or organisation Interest The charge made for Interest bearing current account A Interest free credit A type Interest only mortgage a mortgage Intestate Not having made a Investment income Income earned from Investment trust an investment made IPT Insurance Premium Tax a ISA Individual Savings Account savings ISA mortgage a href http Joint funding Where several people Joint Life Annuiety An annuity Key person insurance Insurance designed Knock for Knock An arrangement Land registration record listing a Lapse The termination of an Lapsed policy An insured policy Lease A contract by which Lease back A method of Lease hold If you buy Legacy A gift left in Lender The person or institution Lessee A person who is Lessor A person or organisation Level term assurance a type Level term insurance A type Life insurance insurance where a Liability A debt Life insurance A type of Life insurance ISA An ISA Loss adjustor An independent person Low cost endowment A savings Lower earnings limit The minimum Loyalty bonus special schemes designed Lump sum An amount of LVT Loan to Value the Market Capitalisation The value of Maturity data The end date Maturity value The amount of Maxi ISA A tax free Maximum investment plan A Unit Managed fund Atype of investment MER Medical Examiners Report A Mezzanine Financing A type of MIB Motor Insurers Bureau An Mid price The price of Mini ISA A tax free Minimum income guarantee This is Mitigate To lessen or make Momentary Policy Government influence on Money Purchase Scheme A pension Moratorium A period during which Mortgage a href http www Mortgage indemnity insurance a href Mortgage payment protection a href Mortgage rate a href http Mortgage valuation A valuation carried Mortgagee the company or other Mortgagor the person who is Mutual A commercial organisation owned National Insurance a tax levied National Insurance Contributions A form National Savings Tax free savings Negative equity where the value Net interest The interest you Negative Equity When your house New for old Policy Contents No claims bonus discount where Non Cancellable A contract that Non Contributory A term applied Nominee share A share with Normal pensions age The age Nothing to pay for a Notice discount A savings account Occupational pension scheme a pension OEIC Open Ended Investment Company Offer price The price at Offset To set one amount Offset mortgage Offset or all Offshore banking savings a bank Ombudsman An independent official to Opinion Status Inquiry A reference Opting Out The decision by Options An agreement to buy Ordinarily resident If you are Other income This is a Outgoings Monies you have to Overdraft When you owe money PA Per Annum Another term Package account A bank account Paid up insurance Insurance on Partial disability A disability that PAYE Pay As You Earn Payment holiday A feature offered Payment protection A type of Pay out period How long Pension u a href http Pensions credit u a href Pension transfer u a href Pensionable age u a href Pensionable Service The length of Pensioner A person who has PEP Personal Equity Plan a Per Annum Another term for Per Capita Per person Permanent total disability Disability from Permanent Health Insurance Provides an Personal Contract Plan A type Personal Loan A loan which Personal Pensions These are pensions PLC Public Limited Company A Pet Insurance A type of Policy The full details and Policy Term The length of Policy holder A person or Pre Existing Medical Conditions Medical Premium The amount you pay Private medical insurance a policy Probate The process by which Pro rata premium A rate Public company a company that Purchase protection A service offered Quotation An illustration provided by Quoted company see Public Company Rate The cost of a Rate Review The point at Rated When insurance cover is Rebuild Value What it would Redemption amount The amount that Redemption penalty The amount of Redemption Yield An estimate of Redundancy protection Insurance Insurance that Refinancing The process of repaying Reinsurance The practice whereby one Remortgage a href http www Repayment mortgage a href http Replacement value the amount it Repossession This is when a Retention The amount of risk Rider An amendment to an Rights Issue A means whereby Risk The likelihood in the Savings bond a type of Savings Certificates A form of SAYE Save As You Earn Searches a series of checks Sector This refers to how Secured loan a type of Self Certified Mortgage u a Self Select An ISA that Settlement Scottish term for the SERPS State Earnings Related Pension Share A legal document that Share Club a group of Share Holder Pack An incentive Share Option Scheme A scheme SIB Securities and Investments Board Sickness and Accident Pays you SIPP Self Invested Personal Pensions Sheriff Court Judgement Scotland Awarded Special Presentations A service from Spread Bid offer Spread The Stakeholder Pension u a href Stamp Duty a tax payable Standard Variable Rate The mortgage Standing Order A pre authorised State Pension u a href State Second Pension u a Stock market place where shares Stock Broker Someone who advises Stocks and Shares ISA An Store Card A card that Sum Insured The amount an Surrender Value The amount of Tax Allowances Amounts deducted from Tax Credit The amount that Temporary Absence A period during Term the length of time Term Insurance The most popular Terminal Bonus Additional bonus that TESSA Tax Exempt Special Savings TESSA Only ISA An ISA Testate A person who has Third Party Only Car insurance Third Party Fire and Theft Tiered Rate An interest rate Tiered Mortgage rate A mortgage Title A legal right or Title Deeds Documentation proving ownership Total Borrowing The total amount Total Disability The inability to Tracker Account A savings account Tracker Find A type of Tracker Mortgage Tracks movements in Transfer Deeds a document that Transfer Fee May be charged Transfer Payment Payment of a Transfer Value Instead of receiving Travel Insurance a type of Trust A legal arrangement whereby Trust Deed A legal document Underwriter A technician trained in Underwriting Where an insurance company Underwriting Decision A decision made Unit Linked Endowment A fixed Unit trust a stock market Unlimited Cover Buildings insurance paying Unsecured loan a personal loan Upper Earnings Limit The maximum Utmost Good Faith The principle Valuation a check carried out Variable rate when the interest VAT Value Added Tax an Volatility The degree by which Voluntary Scheme A pension or Vendor the person or party Wavier of Premiums A holiday Whole of Life Insurance An Will A legal document specifying With Profit Bond An investment With Fixed Profit Endowment A Written Premiums The total premiums XD Ex dividend this is Yield the total income made Z Sorry no listings