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					Word(s) :   Underwriter - A technician trained in evaluating risks and determining rates and coverage for them. Underwriting - Where an insurance company takes into account known facts like your age, sex and health, in order to assess the likelihood of you making a claim on the policy. Underwriting Decision - A decision made by insurance underwriters based on evidence supplied. Unit Linked Endowment - A fixed term savings plan with an element of life cover. Your savings go into an underlying fund of investments like shares and the eventual return you get depends on the performance of these investments. Unit trust - a stock market linked investment often used as collateral to repay an interest-only mortgage. Unlimited Cover - Buildings insurance paying out as much as necessary to rebuild your home (although some policies do have an upper limit). Unsecured loan - a personal loan where no collateral is needed to guarantee repayment. Upper Earnings Limit - The maximum earnings on which National Insurance contributions are payable by employees. Utmost Good Faith - The principle of insurance that requires you to give all relevant information to the insurance company.