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					Word(s) :   National Insurance - a tax levied on wages and salaries in the UK which is used to finance state benefits. National Insurance Contributions - A form of tax on your salary or wages, used to fund certain state benefits. The tax is paid by most employers, employees and self-employed people. National Savings - Tax free savings accounts run by the Government. Negative equity - where the value of your property is worth less than the money owed on the mortgage. Net interest - The interest you earn on your savings after tax at basic rate has been deducted. Negative Equity - When your house is worth less than your mortgage because the value of the property has fallen. New for old Policy - Contents insurance that covers you for the cost of replacing your possessions with new ones. No claims bonus/discount - where a discount is awarded to policy holders who have not claimed on insurance, for example, when drivers do not claim on their car insurance. Non Cancellable - A contract that the insurer cannot make changes to or cancel, as long as you pay the premiums. Non Contributory - A term applied to employee pension or insurance schemes when the employer pays the full cost and the employee is not asked to contribute. Nominee share - A share with no share certificate; instead, the share is held in a 'nominee' account by a broker. Normal pensions age - The age at which a member of a pension scheme normally becomes entitled to receive their pension. Nothing to pay for a year deals - A type of store credit for which you must pay off the entire amount owed at the end of the year - if you don't, you'll be charged a high rate of interest. Notice discount - A savings account where you must give 30, 60, 75 or 90 days' notice before you can withdraw your money. You can usually withdraw your money earlier, but forfeit interest or pay a penalty.